Loan To Value Ratio (LTV)

Loan to Value Ratio (LTV) with effect from 12th Jan 2013

Loan to Value Ratio – Many consumers are confused as to which housing loan do they fall under. A simple illustration as follows:

If you have an existing housing loan (not paid up completely) and wish to purchase a second property, you will be counted as a second housing loan.

– If you have fully paid up your first property and wish to purchase a second property, it will be your first housing loan.

Here is a summary of LTV for individual borrower (subject to individual borrower limit assess by banks):

Loan To Value

For details on how much loan you qualify, please contact your bankers.

Information on ABSD

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